.calc-page{padding:48px 0 64px}.calc-page *,.calc-page *:before,.calc-page *:after{box-sizing:border-box}.page-header{text-align:center;margin-bottom:36px}.page-header h1{font-size:36px;font-weight:700;letter-spacing:-.8px;line-height:1.2;margin-bottom:10px}.page-header .subtitle{font-size:16px;color:var(--c-text-secondary);max-width:780px;margin:0 auto;line-height:1.7}.page-header .subtitle strong{color:var(--c-accent)}.calc-layout{display:grid;grid-template-columns:360px 1fr;gap:24px;align-items:start}.calc-layout>*{min-width:0}.input-panel{background:linear-gradient(135deg,#f0fdf4,#dcfce7);border:1px solid #bbf7d0;border-radius:16px;padding:26px}.panel-title{font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.8px;color:#15803d;margin-bottom:18px}.field{margin-bottom:14px}.field-label{display:block;font-size:14px;font-weight:600;color:var(--c-text);margin-bottom:4px}.field-input,.field-select{width:100%;padding:10px 14px;border:1px solid #bbf7d0;border-radius:10px;font-size:14px;font-family:var(--font);background:#fff;color:var(--c-text);transition:all .2s}.field-input:focus,.field-select:focus{outline:none;border-color:#15803d;box-shadow:0 0 0 3px #bbf7d080}.field-select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%2315803d' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;cursor:pointer}.gender-row{display:flex;gap:8px}.gender-opt{flex:1;padding:12px;border:2px solid var(--c-border-light);border-radius:10px;cursor:pointer;text-align:center;background:#fff;transition:all .15s}.gender-opt .go-icon{font-size:22px;display:block;margin-bottom:4px}.gender-opt .go-name{font-size:13px;font-weight:600;color:var(--c-text)}.gender-opt.active{border-color:#15803d;background:#dcfce7}.calc-btn{width:100%;padding:13px;background:#15803d;color:#fff;border:none;border-radius:10px;font-size:15px;font-weight:600;font-family:var(--font);cursor:pointer;transition:all .2s;margin-top:4px}.calc-btn:hover{background:#166534;transform:translateY(-1px)}.preview-panel{background:var(--c-surface);border:1px solid var(--c-border);border-radius:16px;padding:26px;position:sticky;top:80px}.empty-state{text-align:center;padding:40px 16px}.empty-state .es-icon{font-size:60px;display:block;margin-bottom:12px}.empty-state p{font-size:15px;color:var(--c-text-secondary);line-height:1.6}.result-card{background:var(--c-bg);border:1px solid var(--c-border-light);border-radius:14px;padding:20px}.bac-display{text-align:center;padding:18px;border-radius:12px;margin-bottom:16px}.bac-display .bd-label{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.6px;color:var(--c-text-secondary)}.bac-display .bd-value{font-size:52px;font-weight:800;margin-top:4px}.bac-display .bd-status{font-size:16px;font-weight:600;margin-top:6px}.result-rows{display:flex;flex-direction:column;gap:8px;margin-bottom:16px}.result-row{display:flex;justify-content:space-between;padding:10px 14px;background:var(--c-surface);border:1px solid var(--c-border-light);border-radius:8px;font-size:14px}.result-row .rr-label{color:var(--c-text-secondary);font-weight:600}.result-row .rr-value{color:var(--c-text);font-weight:700}.btn-row{display:flex;gap:8px;margin-top:14px}.btn-row button{flex:1;padding:11px;border-radius:10px;font-size:13px;font-weight:600;cursor:pointer;border:1px solid var(--c-border);background:var(--c-surface);color:var(--c-text);font-family:var(--font);transition:all .2s}.btn-row button:hover{border-color:#15803d;color:#15803d}.timeline{margin-top:16px;padding-top:16px;border-top:1px dashed var(--c-border)}.timeline .tl-title{font-size:13px;font-weight:700;color:var(--c-text);margin-bottom:10px;display:flex;align-items:center;gap:6px}.timeline .tl-track{display:flex;flex-wrap:wrap;gap:6px}.timeline .tl-step{flex:1;min-width:52px;text-align:center;padding:8px 4px;background:var(--c-surface);border:1px solid var(--c-border-light);border-radius:8px}.timeline .tl-step .ts-h{font-size:10px;font-weight:600;color:var(--c-text-secondary);text-transform:uppercase;letter-spacing:.04em}.timeline .tl-step .ts-v{font-size:13px;font-weight:700;color:var(--c-text);margin-top:2px;font-variant-numeric:tabular-nums}.timeline .tl-step.now .ts-v{color:#15803d}.timeline .tl-step.zero{border-color:#bbf7d0;background:#f0fdf4}.timeline .tl-step.zero .ts-v{color:#15803d}.warning-note{padding:12px 14px;background:#fef2f2;border:1px solid #fecaca;border-radius:10px;font-size:12px;color:#991b1b;line-height:1.6;margin-top:12px}.disclaimer-note{font-size:12px;color:var(--c-text-secondary);line-height:1.6;padding-top:12px;border-top:1px solid var(--c-border-light);margin-top:14px}.toc-section{padding:8px 0 0}.toc-bar{display:flex;gap:6px;flex-wrap:wrap;justify-content:center;padding:14px 16px;background:var(--c-surface);border:1px solid var(--c-border);border-radius:12px}.toc-link{padding:7px 14px;border-radius:999px;font-size:13px;font-weight:600;color:var(--c-text-secondary);text-decoration:none;background:var(--c-bg);border:1px solid var(--c-border-light);transition:all .2s;white-space:nowrap}.toc-link:hover{background:var(--c-accent-light);border-color:var(--c-accent-muted);color:var(--c-accent)}.content-section{padding:48px 0 80px;background:var(--c-bg)}.content-wrap{max-width:780px;margin:0 auto}.content-wrap h2{font-size:26px;font-weight:700;margin-top:48px;margin-bottom:14px;scroll-margin-top:90px}.content-wrap h3{font-size:18px;font-weight:600;margin-top:26px;margin-bottom:8px}.content-wrap p{font-size:17px;color:var(--c-text-secondary);line-height:1.9;margin-bottom:18px}.content-wrap ul,.content-wrap ol{font-size:17px;color:var(--c-text-secondary);line-height:2.1;padding-left:20px;margin-bottom:22px}.content-wrap strong{color:var(--c-text)}.content-wrap table{width:100%;border-collapse:collapse;font-size:14px;margin-bottom:26px}.content-wrap th{text-align:left;padding:10px 14px;font-weight:600;border-bottom:2px solid var(--c-border)}.content-wrap td{padding:10px 14px;border-bottom:1px solid var(--c-border-light)}@media(max-width:820px){.calc-layout{grid-template-columns:1fr}.preview-panel{position:static}.page-header h1{font-size:26px}}@media(max-width:480px){.calc-page{padding:28px 0 40px}.page-header h1{font-size:22px}.toc-bar{justify-content:flex-start;overflow-x:auto;flex-wrap:nowrap}}